Lifestyle
How does a student afford to go to college?
According to data from the National Center for Education Statistics (NCES), in the 2019-2020 school year, the United States spent a total of $1.1 trillion on elementary and secondary education and $79.6 billion on higher education. The majority of funding for elementary and secondary education comes from state and local governments, which together provided about 89% of the funding in the 2019-2020 school year. The federal government provided the remaining 11% of funding.
There are several ways that students can afford to go to college, including:
- Financial aid: Students can apply for financial aid, which can include grants, scholarships, and loans. These funds are typically awarded based on financial need, academic merit, or both. Financial aid is typically awarded based on the student’s financial need, which is determined by a formula that takes into account the student’s and their family’s financial resources and the cost of attendance at the college or university they are attending. To apply for financial aid, students must complete the Free Application for Federal Student Aid (FAFSA).
- Work study: Students can participate in work-study programs, which allow them to work part-time on campus in exchange for a reduction in tuition costs. To be eligible for work-study, students must complete the Free Application for Federal Student Aid (FAFSA) and demonstrate financial need. If a student is awarded work-study, they will receive a set amount of money each academic year that they can earn through their on-campus or off-campus job. The amount of money a student earns through their work-study job is generally less than the amount of their work-study award, and the difference is used to reduce their tuition costs. Work-study jobs can be a good way for students to earn money to help pay for their education and gain valuable work experience. It’s important to note that work-study jobs are part-time and generally do not pay as much as full-time jobs, so students may need to find additional sources of income to cover their expenses.
- Scholarships: Students can apply for scholarships, which are financial awards that do not have to be repaid. Scholarships can be based on merit, such as academic achievement or athletic ability, or they can be based on financial need. There are several ways that students can apply for scholarships.Search online: There are many websites that offer databases of scholarships that students can search through to find ones that they may be eligible for. Some websites charge a fee for access to their databases, but many are free. Check with your school: Many schools have lists of scholarships that are available to their students. Students should check with their school’s financial aid office to see what scholarships are available. Check with professional organizations: Many professional organizations offer scholarships to students who are studying a particular field. For example, the National Association of Women in Construction offers scholarships to female students who are studying construction management or a related field. Check with local organizations: Local organizations, such as community foundations, service clubs, and religious organizations, may offer scholarships to students who live in their area.Use scholarship search engines: There are several websites that allow students to enter their information and search for scholarships that they may be eligible for. These sites may charge a fee for access to their databases, but many are free.It’s important to note that scholarships are competitive, and students will often need to meet certain criteria to be eligible. Some scholarships are based on merit, such as academic achievement or athletic ability, while others are based on financial need. Students should carefully read the eligibility requirements for each scholarship they apply for and follow the application instructions carefully.
- Grants: Students can apply for grants, which are financial awards that do not have to be repaid. Grants are typically based on financial need. There are several types of grants available to students, including: Federal Pell Grants: Federal Pell Grants are awarded by the federal government to undergraduate students who demonstrate financial need. Federal Supplemental Educational Opportunity Grants (FSEOGs): Federal Supplemental Educational Opportunity Grants are awarded by the federal government to undergraduate students with exceptional financial need. State grants: Many states offer grants to students who are residents of the state and attending a college or university in the state. College or university grants: Many colleges and universities offer grants to their students based on financial need.
- Loans: Students can take out loans to help pay for college. There are federal student loans and private student loans available. Federal student loans tend to have more favorable terms and rates, but private student loans may be an option for students who do not qualify for federal loans or need additional funding.
It’s important to note that while financial aid and loans can help students afford college, they will eventually have to be repaid, so it’s important to consider the long-term financial implications of borrowing. It may be helpful to speak with a financial aid advisor at the college or university you’re interested in attending to discuss your options.
According to data from the National Center for Education Statistics (NCES), in the 2019-2020 school year, the United States spent a total of $1.1 trillion on elementary and secondary education and $79.6 billion on higher education. The majority of funding for elementary and secondary education comes from state and local governments, which together provided about 89% of the funding in the 2019-2020 school year. The federal government provided the remaining 11% of funding.
In higher education, the majority of funding comes from tuition and fees, which made up 63% of the funding in the 2019-2020 school year. The federal government provided about 20% of the funding, while state and local governments provided about 17% of the funding.
Hot News
Flock Camera System Put Back Up, Despite Camden County Ban
In a twist to the story, as of 1:09 PM on January 16, 2024, a truck was spotted on the scene reinstalling another camera to the same pole from which Commisoner Skelton is alleged to have removed the previous one, indicating a quick response by either the state department or possibly Flock Group to reinstate their surveillance equipment.,
– Camden County Presiding Commissioner Ike Skelton finds himself at the center of a legal storm after reportedly taking down a license plate reader (LPR) system installed by Flock Group, Inc., on Highway 54 near D-Road. The incident, which has sparked a debate over privacy versus public safety, occurred just days ago, leading to an ongoing investigation by local authorities.
According to reports, Skelton was observed by a Missouri Highway Patrol trooper in the act of removing the surveillance equipment from its pole. The trooper immediately notified both the Camden County Sheriff’s Office and the Highway Patrol, prompting the latter to take charge of the investigation. This action follows a contentious ordinance passed by the Camden County Commission in January 2024, which banned all automated license plate readers within the unincorporated areas of the county, citing concerns over privacy and potential violations of constitutional rights.
Skelton, an advocate for limited government and individual liberty, has been vocal about his opposition to such surveillance technologies. His stance has previously led to public disputes, including a notable disagreement with the Bureau of Alcohol, Tobacco, Firearms and Explosives over firearm permit information sharing. The recent incident with the LPR system is seen by some as an extension of his commitment to protecting residents’ privacy rights, while others view it as an overstep of authority.
The Flock camera in question was part of a study agreement with the Missouri Department of Public Safety, aimed at assessing the effectiveness of license plate reader technology in criminal investigations. Critics argue that these cameras are essential tools for law enforcement, enabling quick identification of stolen vehicles or vehicles associated with criminal activity. However, supporters of Skelton’s actions highlight the potential for misuse of such extensive surveillance capabilities, questioning the balance between security and personal freedoms.
The investigation continues without clear indications of whether charges will be filed. The legal implications could set a precedent for how local governments interact with state or private surveillance initiatives, especially in areas where local ordinances conflict with broader public safety efforts.
The Camden County Sheriff’s Office, alongside the Missouri Department of Public Safety, is expected to release more details as the investigation progresses. Meanwhile, the community remains divided, with debates on social media and local forums reflecting the broader national conversation about surveillance, privacy, and law enforcement’s role in modern society.
Lifestyle
AI-generated images have begun to overshadow Headlines
In an era where digital content creation is increasingly dominated by artificial intelligence, the use of AI-generated images has begun to overshadow educational applications, veering instead towards sensationalism and misinformation. This shift is not only altering public discourse but also challenging the integrity of visual media.
Artificial intelligence has dramatically transformed the landscape of digital imagery. Tools like DALL-E, Stable Diffusion, and others have made it possible to create highly realistic or fantastical images from simple text prompts, democratizing content creation but also opening the floodgates for misinformation. Originally heralded for their potential in educational settings – to simulate historical events, enrich learning materials, or provide visual aids for complex concepts – these tools have found a more prominent place in the realm of social media and news.
The allure of AI-generated images has led to a noticeable trend where sensationalism trumps educational value. During recent natural disasters in the US, for example, AI-generated photos circulated widely on social media, often depicting exaggerated or entirely fictitious scenarios. These images, whether shared intentionally to mislead or by mistake, have significantly impacted public perception and response to real-world events. Experts have noted that this misuse of AI imagery makes it increasingly difficult for individuals to discern fact from fiction, thus diluting the educational potential of AI in understanding and responding to such events.
In educational contexts, AI imagery was supposed to offer a new frontier. Schools and universities were exploring the use of AI to create interactive and personalized learning experiences. However, the current trend shows a stark reality where educational institutions are lagging in adopting these technologies compared to their use in sensationalist media. The misuse of AI for sensationalism while promoting its use in education. Experts advocate for a balanced approach where AI’s capabilities are harnessed for creating content that can educate, not just entertain or mislead. There’s a call for more robust digital literacy programs, not just for students but also for adults, to navigate this new digital landscape effectively.
Moreover, there is an urgent need for policy frameworks that can regulate the use of AI in content the narrative around AI-generated images is dominated by sensationalism, but there remains a potent opportunity for education to reclaim its ground. The balance will depend on concerted efforts by educators, policymakers, and technology developers to steer AI back towards its promise of enhancing human learning and understanding, rather than merely capturing fleeting attention through sensationalism.
Lifestyle
David Wasinger was sworn in as the 49th Lieutenant Governor in Missouri
David Wasinger was sworn in today as the 49th Lieutenant Governor of Missouri during a ceremony at the State Capitol. Wasinger took the oath of office administered by fellow Hannibal native and Missouri Supreme Court Chief Justice Mary Russell.
“It is an honor to serve as Lieutenant Governor of the great state of Missouri. We are going to make sure Missouri work better for all Missourians,” Wasinger said. “The citizens of our state deserve leaders who will fight for hardworking families, stand up for our veterans and seniors, and ensure our communities thrive.”
As Lieutenant Governor, Wasinger’s priorities include:
- Standing up for Missouri’s veterans to guarantee they receive the care, benefits, and respect they’ve earned.
- Supporting seniors by championing policies that honor their contributions and improve their quality of life.
- Promoting Missouri’s tourism industry to drive economic growth and showcase the state’s rich history and culture.
Wasinger looks forward to working closely with the Governor and legislature to move Missouri forward and deliver results for all Missourians.
David Wasinger is a lifelong Missourian raised in Hannibal, Missouri. A graduate of the University of Missouri-Columbia and Vanderbilt University School of Law, he built a career as an attorney standing up to powerful special interests and delivering justice for everyday Americans. Wasinger resides in Brentwood with his wife, Colleen, and their two sons.
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